Financial Help for Disabled

This article has some important details on financial help for disabled people, since providing aid can turn out to be essential to help them live life happily and peacefully. So, read on to know more about the programs for providing financial help to disabled veterans and other people.Uncle John is a senior citizen who is unable to walk because of a serious road accident few years ago. Initially, the accident was a setback for him, as he found it difficult to go back to work in a private firm. But, after consulting some of his friends and relatives, he came to know that there are many grants and allowances for senior citizens with disability. By applying to one such program, he got his help sanctioned. And today, he is enjoying his life, just as before, with a smile on his face. Apply Now!!

Applying for Free Grant Money

Financial aid for disabled people is of prime importance, as it can help them live a good lifestyle and fulfill their daily needs. A person can suffer from disability or disabilities, which can be partial or permanent, at any time in his life. In case the condition is quite serious, then that person might not be able to work, as earlier, affecting his income. Considering this need, many governments around the world have come up with government grants as financial help for disabled. Let us know about them in the succeeding paragraphs.

Programs to Help Disabled People

There are many non-profit organizations which provide financial help for disabled without expecting anything in return. Some of these organizations are government controlled, while the rest are promoted by private business houses or wealthy and successful individuals. Every year, these organizations seek contributions from people all round the world, so that they can meet the requirements of disabled people. The positive thing is that the response they get from the public is phenomenal, hence, these institutions are functioning efficiently. They have their branches and zonal offices in almost all important cities and hence you can definitely consider contacting them, if you are desperately in need. Another thing to note is that financial help for disabled people is completely non-taxable.

Military service veterans can also benefit from the, financial help for disabled, programs by the government. Handicapped veterans can take advantage of specially planned housing programs to build their own homes. Severely injured war veterans who have suffered from burns can get full benefit of these housing grants. The U.S. Department of Veteran Affairs does the task of rating these disabled veterans by taking into consideration their medical history. The compensation, which is to be given to the veteran, will be decided on the basis of the number of dependents on the veteran. A scheme known as the patriot express loan can be useful for those veterans who have an interest in setting up their own businesses. The lending amount can be as high as five hundred thousand dollars, under this scheme. As compared to loans advanced to other people, the interest rates on such loans would be much less, making repayment much simple. Pension programs for disabled can also be greatly beneficial, due to consistent monthly inflow of money. Financial help for veterans has helped many to live life with dignity and pride.

The financial aid programs and help for disabled people do not end here. If you have been disabled for more than five months, then you can benefit from the Social Security Disability Insurance (SSDI). Special programs for women with disability can help them earn their livelihood as some institutions take up the responsibility of teaching some money-making jobs to them. Financial help for disabled mothers in the form of grants and scholarships helps them in bringing up their children in the right spirit. Disability insurance can be received by people of all age groups.

Hopefully, you are satisfied with this content on financial help for disabled people. So, if you are a person who needs help, then you should approach the government authorities without any inhibitions. Here, I would like to sign off by wishing you all the best in life and your general well-being!
By Charlie S

Monday, 7 May 2012

HOME REPAIR GRANTS FOR DISABLED VETERANS

HOME REPAIR GRANTS FOR DISABLED VETERANS
The Veterans Administration has two grant programs for home repair funding for qualifying veterans with disabilities. The Specially Adapted Housing Grant and the Home Improvements and Structural Assistance program are offered through the U.S. Department of Veterans Affairs to help disabled veterans to remain in their homes.
Money is available for veterans injured while serving their country. The Specially Adapted Housing Grant (SAH) provides up to $50,000 to veterans injured in service so they can create a home that is fully accessible. The Home Improvements and Structural Assistance (HISA) program offers home improvement and modification grants of $1,200 to $4,100 for veterans with service-related and non-service-related disabilities.
FUNCTION:
Remodeling can keep qualifying veterans in their homes and communities. The home repair grant funding is offered by the U.S. Department of Veterans Affairs to help disabled veterans live in the community of their choice, in the home of their choice. SAH has helped qualifying disabled veterans modify an existing home or build a new accessible home. HISA offers additional assistance. The primary function of these programs is to allow disabled vets to live as independently as possible.
WHO QUALIFIES?:
The Specially Adapted Housing Grant is available for veterans who were disabled permanently and totally as a result of activities during wartime service (100 percent service-related disability). The majority of veterans who qualify are confined to a wheelchair and require modifications to existing house plans for wheelchair access.
The Home Improvements and Structural Assistance program is open to a wider range of veterans and includes those veterans who are disabled as a result of non-service-related conditions. According to the Department of Veterans Affairs HISA program handbook, veterans can receive a $4,100 lifetime benefit for:
"(a) Service connected condition.
(b) Non-service connected condition of a veteran rated 50 percent or more service connected.
(c) Non-service connected condition of a veteran in receipt of 38 U.S.C. Section 1151 benefits.
and a $1,200 lifetime HISA benefit when necessary for treatment of a non-service connected condition of veterans who are:
(a) Rated less than 50 percent service connected.
(b) Discharged or released from active duty for a disability incurred or aggravated in the line
of duty.
(c) Former Prisoners of War, veterans of the Mexican Border period or World War I.
(d) Unable to defray the expenses of necessary care as determined under 38 U.S.C. Section 1722 (a), i.e., veterans who qualify through "means testing," as determined via Medical Care Cost Fund (MCCF).
(e) Eligible for benefits under 38 U.S.C. Section 1710(a)(2)(F) and (e), due to exposure to a toxic substance, radiation, or an environmental hazard."
CONSIDERATIONS:
Under SAH terms, it must be medically feasible for the disabled veteran to live in the home for which the grant would be used. A change in the program in 2008 allows veterans to use this benefit up to three times. Previous guidelines restricted the grant to one time per veteran.
The HISA program does not cover major modifications that are generally covered by the SAH grant program. For instance, handrails installed in showers are covered under HISA, while widening a bathroom doorway is not. The qualifying veteran must have a prescription for the home modification from a physician to qualify for grant funding.
MISCONCEPTIONS:
Receiving grant money through the HISA and SAH programs is not difficult and does not require paid assistance. Some companies offer "grant assistance" for a fee to help disabled veterans to apply for Department of Veterans Affairs home repair grant funding, but these fees are never necessary.








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